- Industria: Financial services
- Number of terms: 25840
- Number of blossaries: 0
- Company Profile:
UBS AG, a financial services firm, provides wealth management, asset management, and investment banking services to private, corporate, and institutional clients worldwide.
Exposure to damage or financial loss, e.g. a fall in the price of a security, or insolvency on the part of a creditor. Financial market theory measures the risk exposure of an investment in terms of the degree of variance. Risk and return are in direct mutual correlation: the higher the risk exposure, the more substantial the long-term return on an investment should be. The main risk categories are: country risk, transfer risk, settlement risk, price risk, interest-rate risk and credit risk. Risks are hedged with provisions. Hedging products available from banks include forward and repurchase transactions, options and financial futures. See also systematic risk.
Industry:Banking
Also: amortization; write-off.
(1) The gradual decrease in value of an asset through wear and tear or other factors limiting its usefulness. Fixed assets are depreciated in accounts by regularly reducing their book value in the balance sheet.
(2) Write-down or write-off of doubtful debts or impaired assets. See also credit risk.
Industry:Banking
Issue of securities with identical features and the placement of these securities within a short space of time at the same conditions for the purpose of procuring long-term debt capital or shareholders' equity on the capital market.
Industry:Banking
(1) Direct investment in individual securities instead of, for example, in funds.
(2) Capital export, i.e. by acquiring, establishing or making a strategic investment in companies abroad.
Industry:Banking
The field of economics that studies the behavior of the economy as a whole. Macroeconomics examines economy-wide phenomena such as changes in unemployment, national income, gross domestic product (GDP), growth, and price levels (inflation).
Industry:Banking
Strategy used to protect a position or an entire portfolio against losses.
Industry:Banking
Provision of funds by a company for capital investment in plant and equipment or for acquisition purposes out of self-generated sources (net profit and cash flow).
Industry:Banking
Purchase of a company's entire share capital (or a controlling percentage) by managers already active in the firm. Frequently combined with changes in the management structure and legal form of the company.
Industry:Banking
(1) Management tool designed to broadly and systematically identify, quantify and manage banking-related risk exposure.
(2) Service package provided by banks to commercial clients to help them limit risk exposure through the use of hedging instruments.
Industry:Banking
